We Represent Individuals and Families with Unconflicted Advice
About Us
Founded in 2021, CapAxis Partners (“CapAxis”) was formed to solve for the inherent inadequacies of lending market participants who address the needs of clients through a single lens, the firms whom they represent. Exacerbating the disconnect is that the market for lending to non-institutional borrowers lacks transparency and is materially skewed for the benefit of the lender. With decades of experience completing loans for Individuals and Families, our mission is to disintermediate the lending eco-system for Individuals by representing clients, not a single institution.
With 50+ years of combined experience and having executed in excess of $10 Billion in loans to Individuals and their entities, CapAxis Principals have an unparalleled understanding of both Client and Lender requirements. For borrowers, CapAxis acts in an advisory role providing prompt feedback and defining clear metrics necessary for a loan to be underwritten. For Lenders, CapAxis provides an intelligible deliverable to expedite underwriting decisions, thus saving time and cost.
With over 50 years of experience, our Principals have an unparalleled understanding of client and lender requirements
Services
Unlike larger Lending institutions, CapAxis is able to provide immediate feedback as to the feasibility of a loan and provide the potential borrower with preliminary guidance as to what would be required for it to be considered by underwriters. If the path forward is acceptable, we work with the client to aggregate necessary supporting data and identify a structure that will be acceptable to both them and a Lender. CapAxis then identifies Lenders within their network and matches the loan request with the appropriate provider. The preferred Lender will receive an intelligible deliverable enabling an expeditious review and response.
There are over 5,000 lenders in the US consisting of Money Center Banks, National Banks, Regional Banks, Community Banks and Specialized Lenders. Within this eco-system, each of these lenders possess attributes that make their platforms and competitiveness distinct. The more complex the borrower and collateral, the larger the chasm between Lenders. CapAxis Partners is an Advisor, not a Broker. Acting in this capacity, we are solely motivated to have our interests aligned with our clients.
For Multi-Family Offices
When evaluating the need for a potential borrowing, Individuals typically rely on their incumbent Bank for advice and execution. Given the expanse and limited transparency of the lending eco-system for Families and Individuals, MFO’s can leverage CapAxis’ expertise when advising their clients on how best to include debt as a component of their financial plans.
For Registered Investment Advisors
By partnering with CapAxis, Advisors can assist clients by providing a professional and independent option for their debt needs. Advisors will benefit by limiting the needs of their clients to call their incumbent bank, who may require assets to be placed with them. If appropriate, advisors can leverage access to the CapAxis platform when competing against a Bank for clients.
For Lenders
With over 5,000 Lenders in the US alone, the market can sometimes become very competitive for quality loans, and at other times can be difficult for borrowers to access a lender thta is a suitable provider. CapAxis is committed to providing Lenders with access to loan opportunities that are appropriately matched with their core competencies, collateral priorities, regulatory bounds and geography (if relevant). Lenders will receive a comprehensive loan profile in an intelligible format allowing underwriters to expeditiously determine if it is a fit for their portfolio.
Representing Clients with Unconflicted Advice
Representative Transactions
Individuals borrowing needs are unique to their situation. In addition, their collateral types and financial profiles differ materially from borrowers in the institutional market. In various capacities over the past 25 years, CapAxis Principals have completed billions of dollars of loans across dozens of unique assets where the loan viability is often closely linked to borrowers’ financial profiles.
Representative Transactions
Individuals borrowing needs are unique to their situation. In addition, their collateral types and financial profiles differ materially from borrowers in the institutional market. In various capacities over the past 25 years, CapAxis Principals have completed billions of dollars of loans across dozens of unique assets where the loan viability is often closely linked to borrowers’ financial profiles.
Our Team
Stephen A. Collins
Managing Partner
[email protected] | +1 (415) 203-6139
Steve is the Founder and General Partner of CapAxis Partners, LLC and has over 30 years of experience in the finance industry. He has held an array of roles at Drexel Burnham, Montgomery Securities / Bank of America, Lehman Brothers, Wachovia Bank, Wells Fargo and City National Bank. Steve’s experience has encompassed Government Bond trading, Trading and Sales Management, Portfolio Management, Brokerage sales and Private Banking. In these areas, Steve conducted business with some of the wealthiest individuals and families in the United States.
Steve graduated from Denison University with degrees in Economics and Psychology. He has three children and resides in Piedmont, CA where he is actively involved in the community and has served as President of several non-profit organizations.
Mark A. Foster
Partner
[email protected] | +1 (847) 650-7000
Mark Foster is a Partner at CapAxis Partners. Mark has over 30 years of banking experience, the last 21 years of which have been spent in wealth management. Primarily focused on credit, he has been actively involved in large deal structuring, negotiations, and internal risk approval. Most recently, in 2018 Mark founded the Banking Credit and Consulting group for Cresset Asset Management, a Chicago-based RIA which focused on helping Cresset wealth clients find the best lending institutions to meet their borrowing needs.
Mark was a founding member of Ascent Private Capital Management of U.S. Bank and served as National Head of Banking which won industry awards, including the 2018 PAM award for best client service. At Ascent, Mark oversaw all private banking initiatives and served as the business line’s Chief Credit Officer. Prior to Ascent, Mark served as a Senior Credit Officer with Citi Private Bank in Chicago, where he managed underwriting activities for several US regions and Canada.
Outside of work, he is a board member for non-profit YouthBuild Lake County which helps underserved youth in his area, and is an active Brazilian Jiu Jitsu black belt. Mark earned a B.A. in Finance from Northern Illinois University, and resides in Mettawa, IL with his wife Alyssa.